Although it is legally obligatory that you obtain insurance on your car when your buy it, at the time of buying your car, you are unlikely to think of a situation where you will be in a severe accident and may need to claim your insurance. While most insurance policies often go unclaimed with insurance companies making a lot of money in the process, it is important to remember that car crashes and vehicular road accidents are more common than you think. Get more information about smash repairs at Northern Suburbs.

Dealing with an accident when you do not have an adequate insurance cover

If in the unfortunate case you have not gotten an adequate insurance cover and are faced with an accident, you will need to sort out the situation and the finances involved by yourself. In this case you have a number of options. If you do not have any savings and have no second option, you may opt to condemn you car and sell it as a condemned car where an insurance company or a second hand car dealer will have a panel beater Perth restore you car to its original state and sell it. In this case, you will not receive much money for the wrecked car, however if you do not have money to fix it, this is your only option and you may need to use public transport for awhile until you have collected sufficient funds to buy a new car. When you do, you will then know the value of getting a proper insurance cover for your new vehicle.

If however you do have sufficient savings, you may have a panel beater car spray painter http://www.primosmashrepairs.com.au/spray-painting/ for you and restore it to its original state. You will be surprised at the precision and the perfection that the beater will work with and achieve in restoring your car to its beginnings. After he has done so, you car will look better than it did before you bought it if you had bought the car second hand and may have a higher selling value than it did before the original accident.

Although you may trust yourself and your partner completely and you may be the most careful driver around, remember that you cannot guarantee that the next driver will be as careful as you. Sadly, drunk driving is still very real around the world with thousands of deaths of innocent people occurring every year at the hands of irresponsible drunk drivers. For this reason it is vital that you take an adequate insurance cover that will incur all costs in the unfortunate even of an accident.